Expected Mortgage Interest Rates In 2025. See the 2025 mortgage interest rate forecasts straight from the experts. The realtor.com forecast also anticipates that mortgage rates will move lower, perhaps into the upper 5% range by the end of 2025. mortgage rates hit a multidecade high.

2024 has been difficult for home. The good news, for those hoping for lower mortgage rates, is that a lot of that steepening could come from the fed cutting interest rates further rather than mortgage rates moving higher.