2025 Roth Ira Contribution Limits Charter. High earners can still get funds into a roth using the backdoor. The contribution limits for a traditional or roth ira increased last year but remain steady for 2025.

In 2025, the total limit for 401(k) contributions for those aged 60 to 63 is $34,750. While the limit remains at $7,000 there are phase out changes coming for traditional and roth iras.